亮点
- 无亮点
发卡银行： Vancity
结算通道： visa
卡片种类：信用卡
年费： $99 或 145; 副卡 $0, 最多四张
此卡有两种形式：
- with Vancity rewards, 正常利息，年费 99
- low interest rate + with Vancity rewards, 低利息，年费 145； 但是开设 Total Chequing Account 可报销年费
Vancity 是一家 Credit Union。 消费返利形式是 Vancity Rewards。 等同于现金，可兑换 statement credit，可转到储蓄、投资账户，按照 1 point = 1 cent 的比例。
开卡奖励
2024.06.26 之前申请：2500 积分 + 免首年年费
- 首次消费 得 2500 积分
申请门槛： BC 居民， 年满 19 岁
日常消费
2%: 通过 Vancity Rewards 预定旅行相关
1%: 其他
福利 & 保险
- 每持卡年 赠送 3500 积分
旅行相关
- Common carrier travel accident insurance
You, your spouse and your dependent children have up to $500,000 in travel accident coverage for specified losses while traveling by common carrier when you purchase at least 75% of the common carrier fare with your enviro Visa card.
- Delayed and lost baggage insurance
If you purchase your common carrier fare with your enviro Gold Visa card and your baggage is delayed on your way to your destination for more than 6 hours, you may be reimbursed for the cost of essential items for up to 4 days.
- Auto rental collision/loss damage insurance
When you rent a car for up to 48 consecutive days, decline the rental agency’s collision damage waiver and charge the full cost of the rental to your enviro Gold Visa card, you may be covered if the rental car is damaged or stolen.
购物相关
- Purchase security insurance
Most items you buy with your enviro Visa card will be protected in the event of direct physical damage or theft for 90 days from the purchase date.
- Extended warranty insurance
Extend the manufacturer’s Canadian warranty by up to one year on most items purchased with your enviro Visa card.
- Price protection service
If you charge the full cost of an eligible product to your enviro Gold Visa card and then find it for a lower written advertised price within 60 days from the date of purchase, you may be reimbursed the difference
