【2023.09.27 更新】在 2024.1.3 之前申请，可获得至多 17.5 万分 + 免首年年费
亮点简述
- 开卡奖励还算可以
- 旅行相关保险 比较齐全
发卡银行： TD
结算通道： VISA
卡片种类：信用卡、商业卡
年费： $149; 副卡$49
有境外手续费
消费返还的是 TD Rewards Points， 价值偏低，估值在 0.24 ~ 0.5 cpp 之间
开卡奖励
【2023.09.27 更新】在 2024.1.3 之前申请，可获得至多 17.5 万分 + 免首年年费
- Earn a Welcome Bonus of 30,000 TD Rewards Points when you make your first Purchase with your new Card.
- Earn up to 120,000 TD Rewards points when you spend $2,500 in Purchases each month for the first 12 months of Account opening
- Plus, earn up to 25,000 TD Rewards points by setting up new regularly recurring bill payments (maximum two)
- Get an Annual Fee rebate for the first year for the Primary Cardholder and two Additional Cardholders. Additional Cardholders must be added by January 4, 2024.
- Get a free 12 month Uber One membership
2023.05.28 之前: 至多150,000 TD Rewards Points + $247 年费返还
- 第一笔消费，🉐️ 3万分
- 前三个月消费 $5000 🉐️ 6万分
- 前十二个月，每个月消费 $2500 🉐️ 5000分， 这样总计 6万分
年费返还 一张主卡+两张副卡，一共 $249
日常消费
9X: 在 Expedia for TD 消费
6X: 外币消费、吃饭、定期付款
2X: 其他消费
福利 & 保险
- 星巴克 额外 50%积分 + 50% 额外 TD Rewards Points
- Discounts of up to 25% off for business purchases made under the Visa SavingsEdge Program
- 租车折扣 Avis, Budget
Use your TD Credit Card to save a minimum of 10% on the lowest available base rates in Canada and the U.S., and a minimum of 5% on the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
旅游相关保险
- Travel Medical Insurance
Up to $2 million of coverage for the first 15 days. If you or your spouse is aged 65 or older, you have coverage for the first 4 days. Additional top-up coverage is available.
- Trip Cancellation/Trip Interruption Insurance
For Trip Cancellation, up to $1,500 of coverage per insured person, with a maximum of $5,000 for all insured persons; and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
- Flight/ Trip Delay Insurance
Up to $500 in coverage if your flight/trip is delayed for longer than 4 hours.
- Common Carrier Travel Accident Insurance
Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example: a bus, ferry, plane or train).
- Emergency Travel Assistance Services
Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
- Delayed and Lost Baggage Insurance
Up to $1,000 of overall coverage per insured person toward the purchase of essentials such as clothes and toiletries, if your baggage is delayed longer than 6 hours or lost.
- Auto Rental Collision/ Loss Damage Insurance
Use your TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost.
