发卡银行:Scotiabank
结算通道:VISA (infinite previlege)
卡片种类: 信用卡
年费:$599; 副卡 $199
无境外手续费
如果同时有 Ultimate Package account, 则信用卡年费减 $150
消费返还的是 Scene+ 积分,等同于现金
80,000 Scene+ 积分
申请门槛:个人年收入 $15 或者 家庭年收入 $20 或者 Scotiabank 资产 $40
最低信用卡额 $10000
6x:通过 Scene+ travel 预定 住宿、租车、旅行导游服务
3x:旅行相关
2x:吃饭、娱乐
1x:其他
报销渠道很简单,在 Scene+ travel 购买机票、住宿、租车、度假等,单笔消费 现金部分超过 $250 就可获得这个 credit
具体细则
$250 annual travel credit具体细则
Travel purchases made by the primary cardholder on a Scotiabank Passport Visa Infinite Privilege credit card account (the “Account”) will be eligible for a one-time, $250 CAD annual travel credit in each annual period of the Account (the “Annual Travel Credit”). The annual period (the “Annual Period”) starts from the Account open date or if a switch from an existing Scotiabank Visa credit card account then from effective switch date and resets every 12 months thereafter at anniversary open or switch date, as applicable. The Annual Travel Credit will be applied to the Account after the first purchase in that Annual Period of any flight, hotel, car rental, packages or things to do (also referred to as activities bookings) in a single transaction made only through Scene+ Travel, Powered by Expedia in the amount of $250 CAD (or more) (including taxes and excluding any Scene+ point redemptions) (an “Eligible Travel Purchase”). Eligible Travel Purchases exclude any returns, refunds or other similar credits. Eligible Travel Purchase must be posted in its entirety on the Account. Eligible Travel Purchase must be a single travel transaction made in one day (24 hour period) of $250 CAD or more (including taxes) (not a sum of transactions completed in one or more days) posted to the Account. The dollar value of any Scene redemption will be deducted from the amount of the Eligible Travel Purchase and must still equal to $250 CAD (or more) after such redemption. The amount of any insurance purchases (even if related to the Eligible Travel Purchase) do not qualify towards the amount ($250 CAD or more) of the Eligible Travel Purchase. In most cases, the Annual Travel Credit should be credited to the Account approximately on the next statement period after the Eligible Travel Purchase has been posted to the Account. The Annual Travel Credit will expire on the last day of each anniversary open or switch date (e.g. anniversary date is January 15th, 2025, it expires on January 14th, 2026) and cannot be carried forward. To receive the Annual Travel Credit the Account must be open, active and in good standing at time of credit to the Account. Good standing means the Account is not past due, overlimit and no cardholder on the Account is in breach of the agreement that applies to the Account (including the Revolving Credit Agreement). Embedded Insurances will apply to the ticket/purchase if the Annual Travel Credit is applied.
The Scene+ Travel website and call center are owned and operated by Expedia Group, a third-party travel service provider (the “Scene+ Travel Partner”). To earn or redeem Points, travel and things to do must be booked through the Scene+ Travel website or Scene+ Travel call centre. Prices are in Canadian dollars unless otherwise specified. Prices and points requirement are available on the website, and subject to change. The Scene+ Travel Partner may impose terms and conditions that supplement the ‘Additional Terms and Conditions for Scene+ Travel’ included in the Scene+ Program Terms and Conditions. Scene LP and its owners are not responsible for the products and services made available to you by third parties.
Earning Scene+ Points for Scene+ Travel purchases: Scene+ points are earned on eligible travel and Things to Do purchased through Scene+ Travel website or call centre (collectively “Scene+ Travel)”. Scene+ points are earned on the total value of Things to do, hotel or car rental booking purchases (including taxes and fees) made through Scene+ Travel regardless of the payment method used for the purchase (Scene+ points redemption and/or payment card purchases). Points earned will be added to your Scene+ account within six weeks from the completion of your travel itinerary.
Paying for your eligible Scene+ Travel purchase: Points may be redeemed for the entire amount of the things to do, flight, hotel or car rental booking purchases (including taxes and fees), or redeemed in part with the remaining balance paid by an available payment card.
For additional Scene+ Travel Program Terms and Conditions visit sceneplus.ca/terms-and-conditions.
Under all insurance coverages or services, certain limitations, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please see the Certificates of Insurance for full coverage details. Coverages are underwritten by The Manufacturers Life Insurance Company and its wholly owned subsidiary First North American Insurance Company. The Bank of Nova Scotia is not an insurer. All insurance claims must be forwarded to the insurance providers.
博客文章详细介绍 VIP 的福利 博客链接;
DragonPass 套壳的 Visa Airport Companion Program, 每年 10 次, 可用于同行人; 超出部分 每次 32 美元
包括房间升级、免费早餐、欢迎礼等。
As a Scotiabank Passport® Visa Infinite Privilege cardholder, you’re eligible for premium benefits at over 200 Relais & Châteaux properties around the world.
罗莱夏朵 福利细则
You must be an eligible Canadian-issued Visa Infinite Privilege cardholder (collectively the “Eligible Cards”) to take advantage of the Visa Relais & Châteaux Benefit. You must use your Eligible Card to reserve and pay for your stay, and your reservation needs to be made either through the Visa Concierge or the Visa Relais & Châteaux Benefit website (www.relaischateaux.com/us/osp/visa) to receive the Visa Relais & Châteaux Benefit which includes these benefits:
• Complimentary room upgrade based on availability upon arrival
• Complimentary daily breakfast for all members of your party
• VIP welcome (e.g. complimentary champagne upon arrival)
Should the VIP Welcome or Complimentary Breakfast not be available, the property will substitute the benefit with something of equal or greater value. The Visa Relais & Châteaux Benefit is available only at the participating Relais & Châteaux properties featured on the Visa Relais & Châteaux Benefit website (www.relaischateaux.com/us/osp/visa) and are subject to change, cannot be combined with any other offers, and are non-transferable. The rates shown on the website exclude local tax. The Visa Relais & Châteaux Benefit is provided by the individual properties and neither Visa nor the Issuer is responsible for any claims or damages arising from the use of the Visa Relais & Châteaux Benefit. Visa reserves the right to modify or cancel this benefit at any time and without notice.
Spend less time in line and more time on the road with a complimentary yearly Avis President’s Club membership. This includes two car-class upgrades and the option to skip the line and go straight to your car at most Avis®* locations.
旅行相关保险
If you’re travelling outside of the province or territory where you live and you, your spouse, or your dependent children are suddenly sick or accidentally injured, you’re eligible for up to $5 million CAD in emergency medical coverage.
Protect your trip with cancellation and interruption insurance when you charge the full cost of your trip costs to your card
When you charge the full cost of your flight to your card, you’re eligible for reimbursement of necessary expenses if your flight is delayed
If your checked baggage is delayed or lost, you may be covered if you charged the full cost of your travel ticket to your card
If your eligible rental car is damaged or stolen, you’re automatically insured if you’ve charged the full cost of it to your card
When you use your card to pay for the full cost of your stay at any hotel or motel around the world, you’re eligible for coverage against theft if your room is broken into
When you charge the full cost of your ticket to your card, you are insured against accidental loss of life or dismemberment
购物相关保险
If you charge the full purchase price of your new smartphone or tablet to your card and activate it with a Canadian provider, you could be covered for up to $1,000 CAD if your device is lost, stolen, or accidentally damaged.
Under Purchase Security coverage, most of the new items you buy with your card are insured against theft, loss, or damage for 180 days from the purchase date.
Extended Warranty provides triple the period of repair services of the manufacturers warranty, to a maximum of 2 additional years.
体验福利
Exclusive access to primetime reservations at some of the hottest restaurants in select cities in Canada, the U.S., and Mexico. Dining spots feature globally recognized restaurants to local favourites. All you need is an OpenTable account and your eligible Scotiabank Passport Visa Infinite Privilege Card to get started.
Benefit subject to change. For more information and to enroll, visit opentable.ca/visadining.
With the Visa Infinite Dining Series, you’ll get access to dining events hosted at top restaurants across Canada.
Experience in-person and online benefits at over 60 participating wineries in British Columbia and Ontario. Enjoy complimentary tastings and tours, discounts on wine purchases, and more.
这个福利小羊毛薅过:免费品酒 free wine tasting
Your card gets you exclusive benefits at the Toronto International Film Festival. This includes access to pre-sale tickets, priority lines, lounges, and concessions when you show your card.
Experience world-class golf with access to more than 25 members-only Privé Club courses around the world.
详细总结加拿大🇨🇦五大银行的哪些支票账户可以减免哪些信用卡 多少额度的年费, 并总结其他福利 | 最后给出个人建议 供参考 | 加拿大新移民、留学生必知