🇨🇦 Scotiabank Momentum Visa Infinite

亮点

• 四倍返现在 买菜 和 定期付款; 配合 Chexy 付房租

• VISA 信用卡， 接受度高。 华人菜店无忧

• 申请门槛不高

• 年费 可通过Scotiabank的支票账户免除

• 各种保险 还算齐全

发开银行：Scotiabank
结算通道：VISA (infinite)
卡片种类：信用卡
年费：$120; 副卡 $50
有境外手续费

消费返还的是 现金， 简单粗暴
如果有Scotiabank Ultimate Package, 就可以免除最多 150 的信用卡年费

🇨🇦 加拿大五大行银行账户免信用卡年费+其他福利

开卡奖励

$200 + 首年 主卡、副卡 免年费

• 前三个月 消费 10% 返还， 上限 $2000 消费

申请链接

申请条件：年收入6万 或者 家庭年收入10万 或者 净资产25万

日常消费

4X：买菜、定期付款 (每年前 $25,000 消费)

• 定期付款 pre-authorized payments setup to occur on a regular schedule (daily, monthly or annually)
• Bill payments. Examples: insurance premiums, utilities, gym memberships
• Subscription payments. Examples: popular video or music streaming, lifestyle boxes

2X：加油、每日交通 (每年前 $25,000 消费)

• gas stations, paying at the pump, buses, taxis, trains, rideshare

1X：其他消费

福利 & 保险

• Visa Infinite Hotel Collection

• Visa Infinite Dining and Wine Country program

• 租车折扣 Save on car rentals

Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum Visa Infinite Card.

• 手机保险 New Mobile Device Insurance

Protect your new cell phones, smartphones, or tablets purchased using your Card on or after August 1, 2019. This is one of the few Cash Back Visa Infinite^* credit cards with this insurance benefit.

• 旅行取消、中断保险 Trip Cancellation and Trip Interruption Insurance

Charge at least 75% of your trip costs to your Card and get trip cancellation and trip interruption insurance at no extra cost.

• 旅行医疗保险 Travel Emergency Medical Insurance

Coverage is provided for eligible persons under age 65 for up to 15 consecutive days.

• 航班延误保险 Flight Delay Insurance

Charge at least 75% of the full ticket cost to your Card and you’ll be eligible for reimbursement of necessary expenses, such as hotel accommodations, meals, and other emergency items.

• 行李延误、丢失保险 Delayed and Lost Baggage Insurance

Charge the full cost of your airplane, train, bus, or cruise ship tickets to your Card. If your checked luggage is delayed or lost, you’re covered.

• 旅行意外保险 Travel Accident Insurance

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

• 租车丢失、损坏保险 Rental Car Collision Loss/Damage Insurance

Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

• 购物相关保险 Purchase Security & Extended Warranty Protection

Most items purchased with your Card are insured against theft, loss, or damage for 90 days from the purchase date. The manufacturer’s warranty is also doubled for up to one year.

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