🇨🇦 MBNA Rewards World Elite Mastercard【 更新Utility 5x 1x DP】

【2024.09.14 更新】更新一些群友分享的 utility 是否有 5 倍积分的 DP，在正文 日常消费 的章节

【2024.06.27 更新】据著名英文论坛消息，确认了 MBNA 积分可以转阿拉斯加里程！但是哪些持卡者可以，什么时候可以，还要再观察观察。 ➡️ ➡️ 确认是之前 AS 联名卡的老卡转卡用户才可以转积分到 AS 里程。

MBNA Rewards 介绍｜转 AS 希望破灭后的姿势

亮点简述

• 高倍积分消费类别多

• 积分使用灵活

• 据说可限时转阿拉斯加里程？ 那是个大新闻

发卡银行：MBNA
结算通道：mastercard
卡片种类：信用卡
年费：$120； 副卡：$50

消费返还的是 MBNA Rewards Points， 兑换旅行 1 cpp； 申请批准较为严格

博客详细介绍 MBNA Rewards Points

开卡奖励

30,000 MBNA Rewards Points

• 前90天消费 $2000 得 20,000 积分
• 前90天内 注册 paperless e-statment 得 10,000 积分

申请门槛：加拿大居民； 个人年收入8万或者家庭年收入15万

申请链接

日常消费

5X：吃饭、买菜、电子媒体、会员费、水电费 （restaurant, grocery, digital media, membership, and household utility）
每年上限 5万

1X：其他消费

10%： 每年得到额外10%点数 （前12个月累计点数的10%）
每年上限 1万5千点

• 消费积分 DP

水电气 大概都有 5x，主要是 网费、话费混乱， 有一些无法五倍积分

5x: Rogers 话费，Shaw 网费

1x: Virgin 话费， Bell 话费， Telus 网费

福利 & 保险

• 使用 MBNA Rewards Points

1, shop online with the MBNA Rewards Catalogue; 2, apply points towards the MBNA Rewards credit card balance.

MBNA Rewards 介绍｜转 AS 希望破灭后的姿势

• 租车折扣 Save with Avis Rent A Car and Budget Rent A Car

Use your MBNA credit card to save a minimum of 10% off the base rates in Canada and the U.S., and a minimum of 5% off the base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
✏️ Avis: You can reserve your Avis car rental by visiting www.avis.ca/mbna. Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
✏️ Budget: You can reserve your Budget car rental by visiting www.budget.ca/mbna. Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.

旅行相关

• 租车

Rental Vehicle Benefits includes Collision Damage Waiver Benefits providing coverage for up to 31 consecutive days for eligible auto rental damage.

• 旅行医疗保险 Travel Medical Insurance

Up to $2 million of coverage for the first 21 days of your trip. Available for an insured person under 65 years of age.

• 行李延误、丢失保险 Delayed and Lost Baggage Insurance

Up to $1,000 in coverage per insured person per trip toward the purchase of essentials such as clothes and toiletries if your baggage is delayed for over 4 hours or lost.

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the full cost of your trip must be paid for using your MBNA Credit Card. 

• 航班延误保险 Flight/Trip Delay Insurance

Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.

Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your MBNA Credit Card.

购物相关

• Mobile Device Insurance

With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.

• Price Protection Service

If you purchase an eligible item with your card and find the same product advertised in Canada at a lower price within 60 days of the purchase, the difference will be refunded subject to a maximum of $500 per item and a calendar year maximum of $1,000 per account. Certain conditions and exclusions apply.

其他

要想将此卡添加到 apple wallet 还是有点麻烦的： 需要手动输入卡片信息，然后打电话给 mbna 问一堆问题验证

关键字： 加拿大信用卡， 信用卡积分转阿拉斯加里程， 加拿大神卡