亮点简述
- 低年费， 送房券。 等效无年费，值得长持
- 消费累积 凯悦积分， 价值高
- 加速获得凯悦会籍； 年消费 14 万 即可获得环球客
发卡银行: Chase Bank
结算通道: Visa (signature)
卡片种类: 信用卡
年费: $95; 副卡无年费
无境外手续费
消费返还的是 Hyatt 积分， 价值高
开卡奖励
2024.01.18 更新： 65,000 积分
- 前三个月消费 $3000 得 35,000 分
- 前六个月消费的 $15000 多两倍积分，共多 30,000 分
2023年开卡奖励
60,000 积分
- 前三月消费 $3000 得 30,000 积分
- 前六月基础消费 2x 积分，上限 $15,000
日常消费
（最近一年，我是每个季度都收到五倍积分 吃饭买菜加油这类，消费还是不错的）
4X：凯悦 Hyatt 消费
⚠️ 因为凯悦注册会员 在凯悦消费有 5x 积分，所以总共是 9x 积分；信用卡给的 还是 4x 积分
2X：吃饭、机票、交通、健身
2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.
1X： 其他
福利 & 保险
- 每持卡年， 一张 Category 1～4 房券
- 每日历年， 消费 $15,000, 得一张 Category 1～4 房券 （每年一张）
- 加速凯悦精英会籍
持卡就是 Hyatt Discoverist
每年 送 5 个房晚 （qualifying night）
每消费 $5000 再得 2 个房晚 （⚠️ 每年消费 14 万美元 即可获得凯悦最高等级 环球客）
- DoorDash 会员
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24
旅行相关保险
- Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
- Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger
- Trip Cancellation/Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels
- Auto Rental Collision Damage Wavier
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance
购物相关保险
- Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
关键词：美国信用卡，凯悦联名信用卡， 美国酒店联名卡
