亮点
- Chase 高端卡， 年费高， 福利好
- 旅行福利、保险十分齐全
- 目前开卡 7 万 5 UR 点数
发卡银行: Chase Bank
结算通道: Visa (Infinite)
卡片种类: 信用卡
年费: $550; 副卡 $75
无境外手续费
消费累积的是 Chase UR (Ultimate Rewards), 积分使用灵活，可转航空里程， 积分价值高
开卡奖励
75,000 UR 积分 已过期，目前只有 6 万开卡奖励
- 前三个月消费 $4000
日常消费
10x：Chase Travel 预定酒店、租车， UR 预定吃饭
10x：Lyft （到 25 年 3 月）
5x：Chase Travel 预定机票
3x：吃饭（包括送餐、外卖）， 旅行
1x：其他
福利 & 保险
- 持卡兑换 UR 积分加赠 50%
也就是 每一个 UR 分 可兑换 1.5 美分
- 每持卡年 $300 travel credit
- 每个月 $5 DoorDash credit
- 每个月 $15 Instacard credit
- 十倍积分：Peloton 消费 （到 25 年 3 月， 超过 $150）
- 每四年 $100 报销 Global Entry or TSA PreCheck® or NEXUS Fee
- Chase Pay Over Time
- Spend Instantly 当天就可以在电子钱包中使用
- Chase Sapphire Lounge by the Club
CSR 除了送 PPS，自身也有休息室。官网主页
波士顿、香港、纽约 LGA、纽约 JFK 已经开了蓝宝石休息室； 拉斯维加斯、费城、菲尼克斯、圣地亚哥即将开设
机场休息室：香港机场大通蓝宝石休息室 Chase Sapphire Lounge @ HKG
- 租车福利
Enjoy VIP amenities, complimentary status upgrades, and discounts with Avis, Hertz, National and Audi On Demand when you book with your Sapphire Reserve Visa Infinite card.
各种会员
- Priority Pass Select
机场休息室权益； 暂时还是满血 PPS，包括休息室 和 一些餐馆、体验
- Lyft Pink membership
Get 2 complimentary years of Lyft Pink All Access when activated by Dec. 31, 2024 —a value of $199/year. This includes 10% off Lux rides, free Priority Pickup upgrades discounts on bikeshare and more. Membership auto-renews.
- DoorDash DashPass Subscription
Get a complimentary access to DashPass – a membership for both DoorDash and Caviar —a value of $120 for 12 months – which unlocks $0 delivery fees and lower service fees on eligible orders for a minimum of 12 months when you activate by Dec 31, 2024.
- Instacart Membership
Skip the trip and have your groceries delivered to your doorstep with 1 year of complimentary Instacart —a value of $99/year. Activate by July 31, 2024. Membership auto-renews.
- The Edit
Book through The EditSM and discover a curated collection of inspired stays with cardmember benefits including daily breakfast for two, a $100 property credit, room upgrades (upon availability) and more.
旅行相关保险
- Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad.
- Trip Cancellation/Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels
- Trip Delay Reimbursement
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket
- Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000.
- Lost Luggage Reimbursement
If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
- Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
- Emergency Evacuation and Transportation
If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000
- Roadside Assistance
If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.
- Emergency Medical and Dental Benefit
If you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured.
- Travel and Emergency Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
购物相关保险
- Purchase protection
Your new purchases will be covered for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.
- Return Protection
You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.
- Extended warranty protection
Extends the time period of U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less.
- Zero liability protection
You won’t be held responsible for unauthorized charges made with your card for account information. If you see an unauthorized charge, simply call the number on the back of your card.
