发卡银行: Chase Bank
结算通道: Visa (signature)
卡片种类: 信用卡
年费: $95; 副卡无年费
无境外手续费
累积的是 Chase UR (Ultimate Rewards), 积分使用灵活,可转航空里程, 积分价值高
【2024.10.03 更新】开卡奖励 6 万 UR 积分 + $300 Chase Travel credit
过往开卡奖励
2024.05.05:开卡奖励 75,000 分 或者 in-branch 申请 85,000 积分
2023.04.20: 开卡奖励提高到 80,000 分! 消费要求一样, 前三个月花费 $4000
2023.01.01:开卡 60,000 分, 需要前三个月消费 $4000
5X: 通过 Chase Ultimate Rewards 预定旅行, 包括 机票、酒店等
5X: 限时, 2025.03.31 之前,Lyft 消费
3X: 吃饭(包括外卖、外送, 全球范围)
3X: 流媒体服务
3X: 线上买菜 (不包括 target walmart 之类的 wholesale)
2X: 旅行消费,包括 机票、酒店、火车、出租车等
1X: 其他消费
旅行相关保险
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
购物相关保险
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less
非常推荐 长持的一张卡, 主要原因就是在文章开头所列:
记录酒店相关的促销信息:包括但不限于 购买积分加赠、酒店礼卡促销、季度促销奖励
记录航空相关的促销信息: 包括但不限于 购买里程促销、航司礼卡促销、积分转点促销