2024最新🇨🇦加拿大银行开户奖励总结【12.20 全面更新】

【2024.12.20 更新】全面更新银行开户奖励，大部分都降了

各大银行的开户奖励，是简单易得的羊毛，不可错过。

开户之后，继续了解一下 加拿大银行账户如何节省月费

【BMO】 $700 + $50 + 4.75%

2025.02.28 之前 使用 referral link 开户 多得 $50。 当下官网活动是 $700 奖励，这样一共是 $750 的奖励。

Step 0: 获得 refer link

发送你的 given name, family name 到 beimei.yangmao@gmail.com
博客会发送 refer 到你的邮箱 （可能需要一会才会收到邮件）

Step 1: Chequing Account Offer

Earn $450 when you open a new BMO Performance or Premium Plan Chequing Account and make a deposit of any amount by  March 3, 2025.

Complete two of the following by April 30, 2025:

• Set up a recurring direct deposit; and/or
• Make two eligible online bill payments of at least $50 to different billers; and/or
• Set up two eligible pre-authorized debits of at least $50 to different billers

Step 2: Savings Account Offer

• Earn $200 when you open a Savings Amplifier Account by March 3, 2025 and complete the following:
• Deposit a total $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the Savings Amplifier Account;
• After the initial 30-calendar day period from the Savings Amplifier Account open date, maintain a daily closing balance of $10,000 or more at all times for an additional 90 calendar days.
• You must complete step one to qualify for step two.

Step 3: Family Bundle Offer

• Earn an extra $50 when you invite a family member as part of a
  BMO Family Bundle and have them open their account by March 3, 2025
• You must qualify for step one to complete step three. 

⚠️ 开储蓄账户的话，有 120 天的 4.75% 存款。

【CIBC】 $600 + 5.00%

无限定身份的新用户 offer：

官方申请链接; 奖励是 $400 现金 (开支票账户) + $200 (同时开储蓄账户， 5.00% 四个月) ；
有工资之类的 Direct Deposit 比较容易满足条件，拿到开户奖励

拿到支票账户的 $400 条件：
需要在两个月内，满足以下两个条件

Step 1: Set up ongoing monthly direct deposits totalling $500 or more from your employer, government or pension.

Step 2: And complete 1 of these 3 transactions within the same calendar month

• 2 recurring pre-authorized debits.
• 2 online bill payments of $50 or more each
• 5 online Visa* Debit purchases

拿到储蓄账户的 $200， 需要完成以下所有：

Get $200 after you complete all qualifying actions for the Smart Account offer, and:

• Open your first eAdvantage Savings Account within the same calendar month as your Smart Account
• Hold a minimum balance of $10,000 in your eAdvantage Savings Account by the end of the second calendar month (not including the month in which you open your account), then
• Maintain a minimum balance of $10,000 each day for the next 3 calendar months

⚠️ 新开的储蓄账户有 5.00% 四个月优惠储蓄利率

新到加拿大的新用户 offer：

New to Canada 包括 1, PR 不满五年， 或者 2, 持有超过 12 个月工签 的新到加拿大朋友

博客推荐申请链接; 开户奖励是 $400 + $50 (被 refer)

条款说的较为含糊， 总结如下：

为了拿到被 refer 的 $50 需要:

Conditions you must also meet to get your $50:

Open your first new CIBC Smart™ Account for Newcomers

Deposit $100 or more and maintain a minimum account balance above $0 for 60 days

Set up either a pre-authorized payment or direct deposit

为了拿到新开户的 $400 Costco Cash Card 需要：

（跟无限定身份的新开户奖励一样）

Ready to get your special offer? Here’s how:

1. Provide your email address when you open a CIBC Smart Account for Newcomers as your first CIBC chequing account.
2. Within the first 2 months, set up ongoing monthly direct deposits totalling $500 or more.
3. Complete one of these 3 transactions within the same calendar month:

• 2 ongoing pre-authorized debits
• 2 online bill payments of $50 or more each
• 5 online Visa* Debit purchases

⚠️ 新用户开储蓄账户， 享有 120 天 5.75% 存款利率。

【RBC】 $450 + $75

2025.02.10 之前开新户 得 $450； 使用博客推荐链接申请，可获得额外的 $75

• 顺利拿到被 refer 的 $75 和 $450 的正确姿势： 确认账户类型 + 按步骤安装 APP 申请

四种账户可开，但只有两个有 $450 开户奖励

How to get your $450 Offer

1️⃣ Open an eligible RBC bank account¹ by February 10, 2025.

2️⃣ Set up and complete two of the following by April 18, 2025:

• Your payroll or pension as a direct deposit
• Two pre-authorized monthly payments (PAPs)
• Two bill payments to a service provider

【Scotiabank】 up to $800

官方申请链接; 2025.03.01 之前申请

【TD】 $500

官方申请链接; 开户 $400 + $100

Step 1: Open an Eligible Chequing Account

Get $400 by opening a TD All-Inclusive Banking Plan or TD Unlimited Chequing Account by February 25, 2025 and complete two of following by April 25, 2025:

• Set up a Recurring Direct Deposit 
• Set up a Recurring Pre-Authorized Debit Payment
• Make an Online Bill Payment

Step 2: Add a Savings Account and a TD Credit Card

Get an additional $100  when you:

• Open an eligible Savings Account by April 25, 2025 and complete one of the following by July 25, 2025:
  • Set up a Pre-authorized Transfer Service
  • Set up Simply Save
• And, apply and be approved for a new eligible TD Credit Card by April 25, 2025 after opening your new Chequing Account.

【Simplii】 $350 + 4.60%

博客推荐申请链接; 开户奖励在官网直接申请是 $300，使用推荐链接申请 多得$50

新用户的开户奖励 包括：

Earn $300
Open a No Fee Chequing Account by April 30, 2025
Add an eligible direct deposit of at least $100 a month for 3 straight months.

Earn 4.60%
Open a High Interest Savings Account
Earn a special 6.00% interest rate on eligible deposits for 5 months. No matter how much is in your account, you won’t pay monthly fees.
Limits apply. Offer ends February 28, 2025.

Earn up to 10%
Open a Cash Back Visa* Card
For your first 3 months with a Cash Back Visa Card, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases. Up to $1000 spend.

博客关于 Simplii 网络银行的介绍

【Tangerine】 $250 + 4.50%

2025.03.31 之前申请

Getting a sweet $250 is as easy as 1-2-3

Plus: New Clients get a 4.50% rate for 5 months² when they open a Savings Account

博客关于 Tangerine 网络银行的介绍

【PC Money Account】 $200+4.25%

官网链接 🔗 ； 12.31 之前，开户奖励 $100， 添加 savings 功能则有 4.00% 的储蓄利率

欢迎在申请过程中使用博客的推荐码 RZ94095304

To complete your application you will need:

• To be a resident of Canada
• To be at least 16 years of age
• YourSocial Insurance Number(SIN) Required if you’re adding the savings feature.

【DUCA】 $450 + $100

官网直接申请， 新开支票账户 得 $450 奖励 （仅限 ON），使用推荐码 D05278475 再多得 $100

获得奖励条件是 在 3.31 之前 完成 5 次 DD，每次超过 $250

活动细则 见官网说明

关键词： 加拿大银行开户奖励，Canadian Banks new account offers