【2025.03.25 更新】TD 新开储蓄账户，存款可得最多 2400 现金奖励！4.30 之前转入新钱，保持到 8.28。 部分老用户也收到此促销。
| Cash Tier Minimum | Cash Offer |
| $10,000 | $150.00 |
| $25,000 | $300.00 |
| $50,000 | $600.00 |
| $100,000 | $1,200.00 |
| $200,000+ | $2,400.00 |
【2025.02.26 更新】TD 新开支票+储蓄+信用卡， 最高奖励 $600。 比刚结束的促销要高 100 刀。
【2025.02.23 更新】 RBC 新开支票账户 Signature No Limit 或者 VIP， 奖励是 New Apple Watch Series 10
【2025.01.27 更新】 RBC InvestEase 新开户 $300，还有至多 50 万 Avion 积分
【2025.01.25 更新】难得最近新开储蓄账户利率比上一次更新上涨的！ BMO 最新开户奖励 $700 + 5% （120 天），通过博客 refer 再多得 $50。 详情见正文第一节。
【2024.12.20 更新】全面更新银行开户奖励，大部分都降了
各大银行的开户奖励，是简单易得的羊毛，不可错过。
开户之后，继续了解一下 加拿大银行账户如何节省月费
【BMO】 $700 + $50 + 5.0%
2025.02.28 之前 使用 referral link 开户 多得 $50。 当下官网活动是 $700 奖励，这样一共是 $750 的奖励。
Step 0: 获得 refer link
发送你的 given name, family name 到 beimei.yangmao@gmail.com
博客会发送 refer 到你的邮箱 （可能需要一会才会收到邮件）
Step 1: Chequing Account Offer
Earn $450 when you open a new BMO Performance or Premium Plan Chequing Account and make a deposit of any amount by March 3, 2025.
Complete two of the following by April 30, 2025:
Set up a recurring direct deposit; and/or
Step 2: Savings Account Offer
- Earn $200 when you open a Savings Amplifier Account by March 3, 2025 and complete the following:
- Deposit a total $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the Savings Amplifier Account;
- After the initial 30-calendar day period from the Savings Amplifier Account open date, maintain a daily closing balance of $10,000 or more at all times for an additional 90 calendar days.
- You must complete step one to qualify for step two.
Step 3: Family Bundle Offer
- Earn an extra $50 when you invite a family member as part of a
BMO Family Bundle and have them open their account by March 3, 2025- You must qualify for step one to complete step three.
⚠️ 开储蓄账户的话，有 120 天的 5.00% 存款。
【CIBC】 $600 + 5.00%
无限定身份的新用户 offer：
官方申请链接; 奖励是 $400 现金 (开支票账户) + $200 (同时开储蓄账户， 5.00% 四个月) ；
有工资之类的 Direct Deposit 比较容易满足条件，拿到开户奖励
拿到支票账户的 $400 条件：
需要在两个月内，满足以下两个条件
Step 1: Set up ongoing monthly direct deposits totalling $500 or more from your employer, government or pension.
Step 2: And complete 1 of these 3 transactions within the same calendar month
- 2 recurring pre-authorized debits.
- 2 online bill payments of $50 or more each
- 5 online Visa* Debit purchases
拿到储蓄账户的 $200， 需要完成以下所有：
Get $200 after you complete all qualifying actions for the Smart Account offer, and:
- Open your first eAdvantage Savings Account within the same calendar month as your Smart Account
- Hold a minimum balance of $10,000 in your eAdvantage Savings Account by the end of the second calendar month (not including the month in which you open your account), then
- Maintain a minimum balance of $10,000 each day for the next 3 calendar months
⚠️ 新开的储蓄账户有 5.00% 四个月优惠储蓄利率
新到加拿大的新用户 offer：
New to Canada 包括 1, PR 不满五年， 或者 2, 持有超过 12 个月工签 的新到加拿大朋友
博客推荐申请链接; 开户奖励是 $400 + $50 (被 refer)
条款说的较为含糊， 总结如下：
为了拿到被 refer 的 $50 需要:
Conditions you must also meet to get your $50:
Open your first new CIBC Smart™ Account for Newcomers
Deposit $100 or more and maintain a minimum account balance above $0 for 60 days
Set up either a pre-authorized payment or direct deposit
为了拿到新开户的 $400 Costco Cash Card 需要：
（跟无限定身份的新开户奖励一样）
Ready to get your special offer? Here’s how:
- Provide your email address when you open a CIBC Smart Account for Newcomers as your first CIBC chequing account.
- Within the first 2 months, set up ongoing monthly direct deposits totalling $500 or more.
- Complete one of these 3 transactions within the same calendar month:
- 2 ongoing pre-authorized debits
- 2 online bill payments of $50 or more each
- 5 online Visa* Debit purchases
⚠️ 新用户开储蓄账户， 享有 120 天 5.75% 存款利率。
【RBC】 Apple Watch Series 10
2025.06.02 之前开新户 可以得到 new apple watch series 10
两张种账户符合要求： RBC Signature No Limit Banking 和 RBC VIP Banking
How to get your Apple Watch Offer
1️⃣ Open an eligible RBC bank account by June 2, 2025
2️⃣ Set up and complete two of the following by August 11, 2025:
- Your payroll or pension as a direct deposit
- Two pre-authorized monthly payments (PAPs)
- Two bill payments to a service provider
【RBC InvestEase】 $300 + up to 500k Avion
官方申请地址 🔗； 3.3 之前申请； 4.3 之前 从非 RBC 转入至少 $15000 保持到 10.3， 可拿 $300 奖励； 每转入 $2 再得 1 个 Avion 积分，上限 50 万积分； 开户类型包括 TFSA, RRSP, FHSA, non-registered
这个账户是 RBC 代你自动投资，几乎没有自己操作
【Scotiabank】 up to $800
官方申请链接; 2025.03.01 之前申请
【TD】 $600
官方申请链接; 2025.05.28之前 开户 $450 + $150
具体如何获得 600 加元开户奖励细则
Calculating up to $600 in Cash
Up to $600 in value is calculated as follows: Offer 1) $450 cash + Bundle Offer 2) $150 cash = $600 total cash value.
Offer 1) Earn $450 in cash upon opening a new TD All-Inclusive Banking Plan or TD Unlimited Chequing Account and complete the qualifying criteria in accordance with Offer 1 below.
Bundle Offer 2) Earn $150 in cash upon opening a new TD All-Inclusive Banking Plan, TD Unlimited Chequing Account, AND a new TD ePremium Savings Account or TD Every Day Savings Account AND apply for and be approved for a new TD Credit Card in accordance with Bundle Offer 2 below.
Offer 1: Chequing Account $450 Cash Terms and Conditions
† To earn $450 in cash, a customer must
(a) Open a new TD All-Inclusive Banking Plan or TD Unlimited Chequing Account (the Offer 1 Account) between February 26, 2025, to May 28, 2025.
(b) Complete any two of the following with the Offer 1 Account:
Set up a recurring Direct Deposit from an employer, pension provider or the Government with the first deposit posted to the Offer 1 Account before July 29, 2025. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
Make an Online Bill Payment through TD EasyWeb or the TD app, minimum $50, before July 29, 2025.
Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the Offer 1 Account before July 29, 2025. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-Authorized Debits
The $450 cash offer is available to Canadian residents that do not have an existing TD Chequing Account and that are the age of majority at time of account opening in their province or territory.
Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $450 cash offer:
1. Customers who already had a TD Chequing Account that was closed on or after February 26, 2024,
2. Customers who already have a TD Chequing Account as of February 26, 2025 ,
3. Customers who received any TD Chequing Account offers from TD in 2023, 2024, 2025; or
4. TD staff members or any TD customers who have a joint account with a TD staff member.
For any Offer 1 Account that is a joint account, at least one account holder must meet the eligibility requirements. Limit of one $450 cash offer per Offer 1 Account. Limit of one $450 cash offer per customer.
The $450 cash will be deposited to the Offer 1 Account within 12 weeks after all required conditions have been met, provided that the Offer 1 Account is still open, in good standing, and the same account type with all conditions continuing to be met. The monthly fee for the Offer 1 Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors’ rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $450 cash is deposited into the Offer 1 Account.
We can change, extend, or withdraw the $450 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. Bundle Offer 2: $150 Cash Terms and Conditions
◊ To earn $150 in cash, a customer must meet the following conditions:
a. Open a new TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account, between February 26, 2025, to May 28, 2025.
b. Open a new TD ePremium Savings Account or TD Every Day Savings Account (the TD Savings Account) by July 28, 2025, and complete one of the following with the TD Savings Account;
i. Set up a Pre-authorized Transfer Service with the first transaction processed by October 24, 2025. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly, or twice per month;
ii. Set up Simply Save with the first transaction processed by October 24, 2025; and
c. Apply and be approved for a new TD Cash Back Visa* Card, TD Cash Back Visa Infinite Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Credit Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD Low Rate Visa* Card (a New TD Credit Card) by July 28, 2025. The New TD Credit Card must be kept open, active and in Good Standing for 60 days after account opening .
The $150 cash offer (Bundle Offer 2) is available to Canadian residents that are the age of majority at the time of the TD Savings Account and new TD Credit Card opening in their province or territory.
【Simplii】 $350 + 4.60%
博客推荐申请链接; 开户奖励在官网直接申请是 $300，使用推荐链接申请 多得$50
新用户的开户奖励 包括：
Earn $300
Open a No Fee Chequing Account by April 30, 2025
Add an eligible direct deposit of at least $100 a month for 3 straight months.
Earn 4.60%
Open a High Interest Savings Account
Earn a special 6.00% interest rate on eligible deposits for 5 months. No matter how much is in your account, you won’t pay monthly fees.
Limits apply. Offer ends February 28, 2025.
Earn up to 10%
Open a Cash Back Visa* Card
For your first 3 months with a Cash Back Visa Card, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases. Up to $1000 spend.
【Tangerine】 $250 + 4.50%
2025.03.31 之前申请
Getting a sweet $250 is as easy as 1-2-3
1. Become a Client
Sign up in minutes on your phone and get ready to have simple banking at your fingertips.
2. Open your Chequing Account
It’s the original no monthly fee digital bank Account, designed to uncomplicate your life.
3. Switch your payroll deposits to earn $250
Move your paycheques to your Tangerine Chequing Account for 2 consecutive months, and we’ll give you $250.
Plus: New Clients get a 4.50% rate for 5 months2 when they open a Savings Account
博客关于 Tangerine 网络银行的介绍
【PC Money Account】 $200+3.5%
官网链接 🔗 ； 开户奖励 $200， 添加 savings 功能则有 3.5% 的储蓄利率
欢迎在申请过程中使用博客的推荐码 RZ94095304
To complete your application you will need:
- To be a resident of Canada
- To be at least 16 years of age
- YourSocial Insurance Number(SIN) Required if you’re adding the savings feature.
【DUCA】 $450 + $100
官网直接申请， 新开支票账户 得 $450 奖励 （仅限 ON），使用推荐码 D05278475 再多得 $100
获得奖励条件是 在 3.31 之前 完成 5 次 DD，每次超过 $250
活动细则 见官网说明
【coastcapital】 $500 + 5.0%
2025.03.31 之前申请， 最多可得 $400 (chequing) + $100 (credit card) + 5.0% (saving)， 官网地址
- chequing
新用户： Elevate -> $400, Unlimited -> $250, basic -> $150
还要设置 DD
- Credit card
也分不同种类 $100, $50 开卡奖励不等
- Saving 5.0%，直到 4.30
关键词： 加拿大银行开户奖励，Canadian Banks new account offers
RBC最新活动送applewatch了
感谢提醒，已经更新在文章里
有啥fake dd的方法吗
8) Coastcapital, $400
这个推荐码是什么时候适用，注册过程吗
对。点击open an account，填完邮箱电话之后的第一页就可以填promo code
我是SDS学签，在大陆开的CIBC的GIC账户存的钱，来之后激活时问CIBC说我不符合所谓的新开户条件，必须是在加拿大本土开户才算。是这样吗？
你在大陆存 GIC 的时候就开户成功了， 跟激活不激活没关系。 你当时开户应该是在 CIBC 中国分行开户，跟这边的 CIBC 促销活动不一定一样， 需要查询 CIBC 中国分行当时的活动