🇨🇦 Amex SimplyCash Preferred

亮点简述

• 所有消费都是2倍返现

• 加油4倍返现， 无上限； 买菜 4倍返现，每持卡年前$30,000的消费

• 持卡成本不高，对于大额消费人群 是个不错的选择

• 保险覆盖比较完全

发开银行：Amex Canada
结算通道：Amex
卡片种类：信用卡
月费：$9.99; 副卡无费用
有境外手续费

开卡奖励

至多 $400 返现

• 前十个月，每月消费 $750, 可🉐️ $40 statement credit; 总计 $400

日常消费

4X：加油 （加拿大境内）

4X：买菜（加拿大境内，返现上限 每持卡年 $1200)

2X：其他消费

福利 & 保险

• Amex offers： 商家折扣

• 省外、国外医疗报销 Out of Province/Country Emergency Medical Insurance

Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.

• 航班延误保险 Flight Delay Insurance

You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your SimplyCash^® Preferred Card.

• 行李延误保险 Baggage Delay Insurance

You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your SimplyCash^® Preferred Card.

• 酒店失窃保险 Hotel Burglary Insurance

You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your SimplyCash^® Preferred Card.

• 行李损坏丢失保险 Lost or Stolen Baggage Insurance

You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your SimplyCash^® Preferred Card.

• 旅行意外保险 $100,000 Travel Accident Insurance

You can be covered up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your SimplyCash^® Preferred Card.

• 租车失窃损坏保险 Car Rental Theft and Damage Insurance

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your SimplyCash^® Preferred Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

• 手机保险 Mobile Device Insurance

When you fully charge or finance the purchase price of an eligible mobile device to your SimplyCash^® Preferred Card from American Express, you can be covered for up to $1,000 per insured person, in the event of theft, loss or accidental damage, anywhere in the world. Coverage begins on the date the first transaction related to the purchase of your mobile device is charged to your Card, or on the 91st day following the date of purchase of your mobile device (in order to avoid overlap with the 90-day coverage available to you under your Purchase Protection® Plan Certificate of Insurance), and continues for a maximum of 2 years from the date of purchase.

购物相关保险

• Buyer’s Assurance^® Protection Plan

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your SimplyCash^® Preferred Card.

• Purchase Protection^® Plan

You can be insured for eligible items charged to your SimplyCash^® Preferred Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).