🇨🇦 Amex Business Gold Rewards

亮点简述

• 记账卡， 消费额度一般较高

• 开卡奖励不错

• 累积的是 Amex MR， 积分价值高

发卡银行： Amex Canada
结算通道： Amex
卡片种类：记账卡 charge card
年费： $199; 副卡 $50
有境外手续费

累积的是 Amex MR (Membership Rewards), 积分可转航空里程 （比如加航aeroplan）， 价值高

开卡奖励

2024.08 开卡 4 万 MR 积分

• 前 3 个月消费 $7500

推荐申请链接

过往开卡奖励

日常消费

1X: 所有消费

+10,000 积分: 季度消费奖励， 消费 $20,000 ， 🉐️ 10000 分

福利 & 保险

• Amex offers 商家折扣

• Employee Card Misuse Protection

Your Card may be covered for eligible unauthorized charges if you terminate the Supplementary Cardmember and cancel their Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owner and it provides coverage of up to $100,000 per Cardmember in case employees misuse their employee Card for unauthorized charges.

• 租车失窃、损坏保险 Car Rental Theft and Damage Insurance

Save money when travelling with complimentary Car Rental Theft and Damage Insurance. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to the American Express Business Gold Rewards Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.

• 行李丢失、失窃保险 Lost or Stolen Baggage Insurance

When you fully charge your airline tickets to your American Express Business Gold Rewards Card, you are covered for loss or damage to your checked-in or carry on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.

• 酒店失窃保险 Hotel Burglary Insurance

Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your American Express Business Gold Rewards Card.

• 航班延误保险 Flight Delay Insurance

Charge your airline ticket to your American Express Business Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.

• 行李延误保险 Baggage Delay Insurance

Book a flight with your American Express Business Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.

• 旅行意外保险 $100,000 Travel Accident Insurance

Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Business Gold Rewards Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

• 手机保险 Mobile Device Insurance

When you fully charge or finance the purchase price of an eligible mobile device to your Business Gold Rewards Card, you can be covered for up to $1,000 per insured person, in the event of theft, loss or accidental damage, anywhere in the world. Coverage begins on the date the first transaction related to the purchase of your mobile device is charged to your Card, or on the 91st day following the date of purchase of your mobile device (in order to avoid overlap with the 90-day coverage available to you under your Purchase Protection® Plan Certificate of Insurance), and continues for a maximum of 2 years from the date of purchase.

• Purchase Protection^® Plan

Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you charge the full purchase price to your Business Gold Rewards Card. You can be reimbursed for insured occurrences that are not covered by any other insurance.

• Buyer’s Assurance^® Protection Plan

This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your Business Gold Rewards Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.

• 酒店预定福利 The Hotel Collection

Stay two or more consecutive nights at participating properties and receive the following benefits:
— Up to $100 USD hotel credit to use on amenities like dining, spa or other leisure facilities when charged to the room
— A one-category room upgrade at check-in, when available

• 租车福利 Hertz Car Rental Benefit

Enroll into the Hertz Gold Plus Rewards® loyalty program and take advantage of your special Hertz privileges on select vehicles at participating Hertz locations, including:
— Discount off the standard rates
— One car class upgrade (subject to availability) on rentals of 5 or more consecutive days
— Fee-waived for one additional driver