🇨🇦 BMO eclipse Visa Infinite Card

亮点简述

• 开卡奖励 6万bmo积分，合现金 $400

• 日常消费有一定的返现比例

• 积分虽然价值不高 （固定比例 0.67 cpp) 但兑换简单

发卡银行：BMO
结算通道：VISA
卡片种类：信用卡
年费：$120; 副卡 $50

消费返还的是 bmo points, 以固定比例折现 150 points = $1 (每个bmo points 大概 0.67 cent)

开卡奖励

目前 welcome bonus 是 60,000 points 外加首年免年费

• 前三个月消费 $3000 🉐️ 30,000 points
• 前12个月， 每个月消费 $2000 🉐️ 2500 points， 共计 30,000 points

申请门槛： 个人年收入 6万 或者 家庭年收入 十万 或者 每年消费一万五

日常消费

⚠️ 累积的是 bmo points 合现金大概 0.67 cents

5X: 吃饭、加油、买菜、交通

1X: 其他消费

另外， 如果添加副卡， 那么消费所得积分 再乘以 1.1

福利 & 保险

• 每日历年， 给 $50

• 手机保险 Mobile Device Insurance

Enjoy peace of mind with Mobile Device Insurance, which provides coverage of up to $1,000 in the event your mobile device is lost, stolen or accidentally damaged.

• 购物保险 Purchase Security and Extended Warranty Insurance

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from date of purchase and Extended Warranty Insurance, which doubles the original manufacturer’s warranty to a maximum of 1 additional year.

• 旅行保险 Travel Insurance

Travel worry-free with Out-of-Province/Country Emergency Medical Insurance, Common Carrier Insurance and Car Rental Collision/Loss Damage Insurance.

Visa Infinite 福利

• Visa Infinite Luxury Hotel Collection
• Visa Infinite Dining Series
• Visa Infinite Concierge
• Visa Infinite Troon Golf Benefit