🇨🇦 BMO Ascend World Elite Mastercard 【开卡 10 万分】

亮点简述

• 开卡奖励 6万分，相当于 $400 10 万分，相当于 $670

• 免第一年年费

• 不少消费类别的返现还可以

• 保险覆盖比较齐全

发卡银行：BMO
结算通道：mastercard
卡片种类：信用卡
年费：$150； 副卡 $50

消费返还的是 bmo points, 以固定比例折现 150 points = $1 (每个bmo points 大概 0.67 cent)

开卡奖励

【2024.03.18 更新】目前开卡奖励 10 万分 + 免首年年费， 推荐申请链接

• 前三个月消费 $4500 得 55,000 分
• 第 4 个月到第 15 个月，每月消费 $2500 得 3750 分，一共 45,000 分

目前 welcome bonus 是 60,000 points 外加首年免年费

• 前三个月消费 $3000 🉐️ 30,000 points
• 前12个月， 每个月消费 $2000 🉐️ 2500 points， 共计 30,000 points

申请门槛： 个人年收入 8万 或者 家庭年收入 十五万

日常消费

5X：旅行类消费 （每日历年 上限 $15,000, 超过部分 1X）

• airlines, car rental agencies, hotels/resorts, cruise lines, passenger railways, tour operators, timeshares, and travel agencies

3X： 吃饭 （每日历年 上限 $10,000, 超过部分 1X）

• eating places, restaurants, drinking places, fast food restaurants

3X： 娱乐 （每日历年 上限 $10,000, 超过部分 1X）

• motion picture theatres, theatrical producers, ticket agencies, bands, orchestras and miscellaneous entertainers, tourist attractions and exhibits, amusement parks, carnivals, circuses, aquariums, dolphinariums, zoos and seaquariums

3X： 定期付款 （每日历年 上限 $10,000, 超过部分 1X）

• Recurring bill payments are defined as payments made on a monthly or regular basis, and which are automatically billed by the merchant to your BMO Ascend World Elite Mastercard

1X： 其他消费

福利 & 保险

• Boingo Wifi

注册链接

• 机场休息室： 每年四次免费访问； 之后每次进入需要 $32

延伸阅读： 加拿大信用卡附带机场休息室福利总结

• 购物保险 an extended warranty and purchase protection

• 租车 National and Alamo 至多七五折

The contract ID number (3717122 for National Car Rental and 7014883 for Alamo Rent A Car) must be included when making a car rental reservation to receive discounts. Discount applies to base rate only at participating National Car Rental and Alamo Rent A Car locations. 

• Get 15% off admission to Cirque du Soleil shows touring Canada

• Get 20% off resident shows in Las Vegas

旅行保险：

• 医疗保险 Travel Medical Insurance

Covers you, your spouse and/or dependent children for up to $2 million in eligible Out-of-Province/Out-of-Country Emergency Medical expenses for trips up to 21 days.

• 旅行意外保险 Travel Accident Insurance

You, your spouse and dependent children are insured for up to $500,000 against accidental loss of life or dismemberment, when riding on a common carrier like a passenger plane, bus, taxi, train or cruise ship.

• 旅行取消、中断保险 Trip Cancellation / Trip Interruption Insurance

You’ll be reimbursed for the non-refundable and non-transferable prepaid portion of your trip up to $2,500 per insured person, to a maximum of $5,000 per account when an eligible covered event occurs.

For Trip Interruption, you’ll be reimbursed when an eligible covered event occurs for up to $2,000 per insured person for the extra cost of a one-way economy airfare to your point of departure and any unused non-refundable prepaid arrangements.

• 租车保险 Car Rental Collision Loss / Damage Waiver Insurance

You’ll be reimbursed for damage or theft of your rental car, for trips up to 48 consecutive days.

• 行李延误、丢失保险 Delayed and Lost Baggage Insurance

You’ll be reimbursed up to $750 per insured person, to a maximum of $2,000 per account if your baggage is lost or damaged.

If your checked baggage is delayed by more than 12 hours, you’ll be reimbursed up to $200 for the purchase of essential items.

• 航班延误保险 Flight Delay Insurance

You’ll be reimbursed up to $500 per account for additional accommodation and travelling expenses if your flight is delayed more than 6 hours.

关键字： 加拿大信用卡； BMO 信用卡； 机场休息室