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Benefit Overview

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Provides reimbursement for costs you incur to repair or replace checked and/or carry-on baggage damaged or lost (including theft) that happens during a covered trip on a common carrier such as airline, bus, cruise ship or train
• Covers trips when the common carrier fare for the transportation has been charged to an eligible Chase card or purchased with rewards earned on an eligible Chase card
• Reimbursement is in excess of any travel insurance purchased or reimbursement from the occupancy provider or common carrier

Who’s Covered

• Cardholder
• Immediate family members (even if the Cardholder is not traveling with them)

Coverage Amount

• Up to $3,000 per insured person per covered trip
• Included within the maximum benefit amount of $3,000 is coverage for jewelry, watches and electronics, up to $500 per insured person per covered trip

What’s Covered

• Checked and/or carry-on baggage and personal property within the baggage

What’s Not Covered

This is not an exhaustive list. Examples include:

• Loss of documents or valuable papers, money, securities, tickets, checks, traveler’s checks or furs
• Loss resulting from a declared or undeclared War

Important Claim Information and Timeframes

• You, the Cardholder, must report the loss or damage to the common carrier immediately after exiting the carrier. You will need to provide proof that you submitted a report to the carrier
• You must file a written claim within 20 days after the occurrence (or as soon as reasonably possible)
• The Benefit Administrator will send you a claim form when you report your loss, you must submit a completed claim form and supporting documentation within 90 days from the date of occurrence (or as soon as reasonably possible)

Benefit Overview

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

Provides reimbursement for damage due to collision or theft for most rental vehicles when traveling within the US and abroad.

• It is primary coverage which means you do not have to file a claim with any other source of insurance before you can receive coverage under this benefit
• Initiate and pay for the entire rental transaction using the covered Chase card and decline the rental company’s collision damage waiver or loss damage waiver

If you have questions about a specific vehicle or rental check with the Benefit Administrator prior to your travel.

Who’s Covered

• Cardmember (name is embossed on the card and listed as the primary renter)
• Additional drivers permitted by the rental agreement (authorized persons)

Coverage Amount/Period

• Up to $75,000
• Vehicle rental periods that do not exceed nor intend to exceed 31 consecutive days

What’s Covered

• Physical damage and/or theft of covered rental vehicle
• Reasonable and customary towing charges related to a covered loss to take the vehicle to the nearest qualified repair facility
• Valid loss-of-use charges incurred by the rental car agency

What’s Not Covered

This is not an exhaustive list.  Examples include:

• Antique automobiles; vans designed to carry more than 9 people; vehicles that have an open cargo bed; trucks (other than pick-ups); motorcycles, mopeds, and motorbikes; limousines; and recreational vehicles
• Expenses reimbursed under your personal auto insurance policy, your employer or your employer’s insurance
• Any obligation you assume under any other agreement
• Injury of anyone or anything inside or outside of the vehicle
• Leases and mini leases; including hourly rentals and car share services
• Any violation of the auto rental agreement
• Loss or theft of personal belongings

Important Claim Information and Timeframes

• If you, the Cardmember, have an incident, contact the Benefit Administrator immediately to report theft or damage, regardless of whether your liability has been established
• You must notify the Benefit Administrator within 60 days of the damage or theft
• The Benefit Administrator will send you a claim form when you report your loss; You must submit a completed claim form within 100 days of the damage or theft
• Submit all required supporting documentation within 365 days of the damage or theft

Benefit Overview

If your trip is cancelled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

Trip Cancellation provides reimbursement if a covered loss prevents you from traveling on or before the departure date and results in cancellation of the travel arrangements.

Trip Interruption provides reimbursement if a covered loss on the way to the point of departure or after departure causes interruption of your covered trip. It can also provide reimbursement if a trip is postponed due to a covered loss and certain fees are incurred if a new departure date is set.

The information below applies to both benefits. Reimbursement can be provided for pre-paid, non-refundable travel expenses including passenger fares, tours and hotels.

• Covers trips when travel arrangements for a pre-paid tour, trip or vacation have been purchased with an eligible Chase card or with rewards earned on an eligible Chase card
• Reimbursement is in excess of any travel insurance purchased, or reimbursement from the occupancy provider or common carrier such as airline, bus, cruise ship, or train

Who’s Covered

• Cardholder
• Immediate family members (even if the Cardholder is not traveling with them)

Coverage Amount/Period

Up to $10,000 per covered trip and a maximum limit of $20,000 per occurrence and a maximum benefit amount per 12-month period of $40,000

Examples:

• A family of four charges a covered trip to their Chase card or pays with rewards earned on a Chase card for a covered trip that costs $6,000/person. If the family experiences a loss of $24,000 for the entire trip, the reimbursement would be $20,000, as that is the maximum limit per occurrence.
• A Cardholder charges a covered trip to their Chase card or pays with rewards earned on a Chase card for a covered trip that costs $8,000. If the Cardholder experiences a loss of $8,000 for the trip, the reimbursement would be $8,000, as that is less than the maximum limit of $10,000 per covered trip.

What’s Covered

This is not an exhaustive list. Examples include:

• Accidental bodily injury, loss of life, or sickness experienced by the Cardholder, a traveling companion or an immediate family member of the Cardholder or a traveling companion
• Severe weather that prevents the start or continuation a covered trip
• Terrorist action or hijacking
• Jury duty or a court subpoena that cannot be postponed or waived

What’s Not Covered

This is not an exhaustive list. Examples include:

• Travel arrangements canceled or changed by a common carrier, tour operator, or any travel agency unless the cancellation is the result of severe weather or an organized strike affecting public transportation
• Change in plans or financial circumstances
• A pre-existing condition
• Traveling against the advice of a physician
• A declared or undeclared war
• Trips that exceed 60 days in duration are not covered
• Financial insolvency of the Cardholder’s travel agency, tour operator, or travel supplier (please visit chase.com/disputes or call Chase Disputes at 1-888-489-8452 if your trip has been canceled due to financial insolvency)

Important Claim Information and Timeframes

• You, the Cardholder, must notify the travel supplier within 48 hours of receiving advice from a physician that travel is not medically advisable (Trip Cancellation only)
• You must file a written claim within 20 days after the occurrence (or as soon as reasonably possible)
• The Benefit Administrator will send you a claim form when you report your loss. You must submit a completed claim form with supporting documentation within 90 days from the date of occurrence (or as soon as reasonably possible)

Benefit Overview

If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Provides reimbursement for expenses such as meals and lodging if your common carrier (airline, bus, cruise ship, train) travel is delayed more than 6 hours or requires an overnight stay
• Coverage is in excess of any expenses paid by any other party, including applicable insurance
• Trip must be away from the cardholder’s city of residence and be less than 365 days in length
• Provides coverage when the common carrier fare has been purchased with an eligible Chase card or with rewards earned on an eligible Chase card

Who’s Covered

• Cardholder
• Cardholder’s spouse or domestic partner
• Dependent children under age 22

Coverage Amount

• Up to $500.00 for each purchased ticket
• Coverage is limited to one covered hazard per trip

What’s Covered

• Reasonable additional expenses incurred for meals, lodging, toiletries, medication, and other personal use items due to the covered delay

What’s Not Covered

• Any covered hazard delay that was made public or known to you prior to the departure for the covered trip
• Prepaid expenses are not covered

Important Claim Information and Timeframes

• You, the Cardholder, must notify the Benefit Administrator within 60 days following the date of the delay
• The Benefit Administrator will send you a claim form when you report your loss. You must submit a completed claim form and supporting documentation within 100 days of the date of the delay

Benefit Overview

If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Provides emergency evacuation and transportation if you are injured or become ill during your trip and it results in a necessary emergency evacuation
• Provides coverage when the covered trip has been purchased with an eligible Chase card or with rewards earned on an eligible Chase card and trip includes travel on a common carrier such as an airline, bus, cruise ship or train
• Coverage is supplemental to and excess of any valid and collectible insurance or other reimbursement

Who’s Covered

• Cardholder
• Cardholder’s spouse or domestic partner
• Legally Dependent children under age 18 (25 if enrolled as a full-time student at an accredited institution)

Coverage Amount

• Up to $100,000

What is Covered

This is not an exhaustive list. Examples include:

• Transportation, medical services, and medical supplies that are necessary for your emergency evacuation
• Transportation includes, but is not limited to, air ambulances, land ambulances, and private motor vehicles

What is Not Covered

This is not an exhaustive list. Examples include:

• Travel for the purpose of obtaining medical treatment
• Non-emergency services, supplies, or charges
• Care which is experimental/investigative in nature

Important Claim Information and Timeframes

• The evacuation must be pre-approved by the Benefit Administrator in consultation with a legally licensed physician who certified that emergency evacuation is warranted due to the severity of the injury or sickness. The Benefit Administrator must also make the actual medical transportation arrangements.
• You, the Cardholder (or your representative) must contact the Benefit Administrator immediately for preapproval and to receive a claim form
• The Benefit Administrator will send you a claim form.  You must submit a completed claim form and supporting documentation within 180 days of the date of occurrence
• Trip duration must be between 5 and 60 days and you must be 100 miles or more from home

Benefit Overview

If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Provides access to a variety of roadside assistance services while traveling in the U.S. and Canada
• Available 24 hours a day, 365 days a year by calling 1-866-860-7978
• Additional fees for services (if applicable) will be charged to Cardholder’s Chase card

Who’s Covered

• Cardholder driving your owned or leased vehicle or a vehicle furnished by the owner

What’s Covered

• Provides coverage for on the road breakdowns such as battery boost, flat tire service, delivery, towing, and lockout assistance

Coverage Amount

• Up to $50 per service event, maximum four service events per year

What’s Not Covered?

• Emergency road service is not available in areas not regularly traveled, in “off-road” areas not accessible by ordinary towing vehicles, or for over one-ton capacity trailers, campers, or vehicles-in-tow
• Commercial vehicles and trucks with a carrying capacity greater than 2,000 pounds

Note: Service providers supplying emergency roadside assistance and towing are independent contractors and are solely liable for their services.

Benefit Overview

If you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Provides reimbursement for eligible medical expenses relating to emergency treatment for sickness or accidental injury during a covered trip that are not covered by your medical insurance
• Provides up to $75 per day for a hotel room if upon your release the physician determines you cannot travel immediately
• Provides coverage when the covered trip has been purchased with an eligible Chase card or with rewards earned on an eligible Chase card and trip includes travel on a common carrier such as an airline, bus, cruise ship or train
• Coverage is supplemental to and in excess of the cardholder’s medical insurance and any other valid and collectible insurance or reimbursement

Who’s Covered

• Cardholder
• Cardholder’s spouse or domestic partner or legally dependent children under 18 years old (25 if enrolled as a full-time student at an accredited institution)

Coverage Amount

• $2,500 (subject to a $50 deductible)
• $75 per day for hotel convalescence, up to five days (if ordered by the attending physician before returning home)

What’s Covered

• The necessary services of a legally qualified physician, surgeon, nurse, dentist, or osteopath
• Hospital/operating room charges
• Charges for anesthetics, x-ray exams or treatments, and lab tests
• Ambulance services
• Drugs, medicines, and therapeutic services and supplies

What’s Not Covered

This is not an exhaustive list. Examples include:

• Non-emergency services, supplies, or charges
• Care not rendered by hospitals and physicians or dentists
• Care that is experimental/investigative in nature
• Any countries which may be determined by the U.S. Government from time to time to be unsafe for travel (contact benefit administrator for current list)
• Care not medically necessary as determined by the Benefit Administrator

Important Claim Information and Timeframes

• Immediately call the Benefit Administrator. You, the Cardholder must notify the Benefit Administrator within 90 days from the date of occurrence
• Treatment must be provided during the covered trip and stem from the recommendation of an attending physician
• Your trip must be at least 100 miles from home
• The Benefit Administrator will send you a claim form.  You must submit a completed claim form with supporting documentation within 180 days from the date of occurrence

Benefit Overview

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Travel Accident Insurance consists of two benefit types, Common Carrier Travel Accident Insurance and 24-Hour Travel Accident Insurance, which provide coverage for accidental death or dismemberment, or a combined loss of speech, sight or hearing, experienced on a covered trip. Benefits are available when some portion of a covered trip has been purchased with an eligible Chase card or with rewards earned on an eligible Chase card.

Who’s Covered

• Cardholder
• Immediate family members (even if the Cardholder is not traveling with them)

What’s Covered

• Common Carrier Travel Accident Insurance provides benefit for a covered loss when entering, exiting, or riding as a passenger on a common carrier, such as airline, bus, train or cruise ship
• 24 Hour Travel Accident Insurance provides benefit for a covered loss beginning on the departure date printed on a scheduled airline ticket and ends on the return date printed on the ticket (if your trip is longer than 30 days in length, see additional terms in your Guide to Benefits)

Note: Both types of insurance are not payable for the same accident. Any payment you receive will be for the largest eligible benefit amount. Please refer to the terms in your Guide to Benefits for additional details.

Coverage Amount

Common Carrier Travel Accident Insurance

• Benefit amount for loss of life is $1,000,000
• Benefit amount for dismemberment and/or a combined loss of speech, sight and hearing are expressed as a percentage of the loss of life benefit and are available in your Guide to Benefits maximum payout is $1,000,000

24 Hour Travel Accident Insurance

• Benefit amount for loss of life is $100,000
• Benefit amount for dismemberment and/or a combined loss of speech, sight and hearing are expressed as a percentage of the loss of life benefit and are available in your Guide to Benefits; maximum payout is $100,000

Note: If more than one eligible person is injured, coverage does not exceed two times the applicable benefit amount; the aggregate amount will be divided proportionally among eligible persons

What’s Not Covered

This is not an exhaustive list. Examples include:

• The covered person’s emotional trauma, mental or physical illness, disease, pregnancy, childbirth or miscarriage, bacterial or viral infection
• The covered person’s commission or attempted commission of any illegal act including but not limited to any felony
• The covered person participating in parachute jumping, engaging in vehicular race or speed contest, or any sporting activity for which salary or prize money is earned
• A declared or undeclared War
• Trips on scheduled aircrafts that are not registered or certified by the government or governmental authority (24 Hour Travel Accident Insurance).

Important Claim Information and Timeframes

• You, the Cardholder, must file a written claim within 20 days after the occurrence (or as soon as reasonably possible)
• The Benefit Administrator will send you a claim form when you report your loss. You must submit a completed claim form with supporting documentation within 90 days from the date of occurrence (or as soon as reasonably possible)

Benefit Overview

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

The following information is a summary only. Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Provides reimbursement for the emergency purchase of essential items like toiletries and clothing, when baggage is delayed or misdirected for more than six hours by a common carrier, such as an airline, bus, cruise ship or train, while on covered trip
• Covers trips when the common carrier fare for the transportation has been purchased with an eligible Chase card or with rewards earned on an eligible Chase card
• Reimbursement is in excess of any travel insurance, or reimbursement from the occupancy provider or common carrier

Who’s Covered

• Cardholder
• Cardholder’s spouse or domestic partner
• Immediate family members

Coverage Amount/Period

• Up to $100 per day for a maximum of 5 days

What’s Covered

• The emergency purchase of essential items needed as a result of the baggage delay including but not limited to: clothing, toiletries, and one cell phone charging cable

What’s Not Covered

This is not an exhaustive list. Examples include:

• Contact lenses, eyeglasses or hearing aids
• Tickets, documents, money, securities, checks, travelers checks and valuable papers

Important Claim Information and Timeframes

• You, the Cardholder, must file a written claim within 20 days after the occurrence (or as soon as reasonably possible)
• The Benefit Administrator will send you a claim form when you report your loss. You must submit a completed claim form and supporting documentation within 90 days from the date of occurrence (or as soon as reasonably possible)

Benefit Overview

Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

The following information is a summary only. Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Extends the time period of the U.S. manufacturer’s warranty by one additional year, on eligible warranties of 3 years or less when item is purchased with an eligible Chase card or with rewards earned on an eligible Chase card
• Coverage is secondary to any service contract or extended warranty you have purchased or received
• As an option, Cardholders who register their products with the Benefit Administrator can keep their important warranty information on file for easier access

Who’s Covered

• Cardholder
• Recipients of gifts purchased by the Cardholder

Coverage Amount

• Up to $10,000 per claim, maximum $50,000 per account

What’s covered?

• Eligible items with a valid original manufacturer-written U.S. repair warranty of 3 years or less
• Gifts purchased with your eligible Chase card that meet the terms and conditions of the benefit
• Items purchased outside the United States are covered as long as they are purchased with your account and the eligible item has either a valid original manufacturer-written U.S. repair warranty of 3 years or less, a store-purchased dealer warranty, or an assembler warranty

What’s Not Covered

This is not an exhaustive list. Examples include:

• Boats, automobiles, aircraft and any other motorized vehicles
• Items purchased for resale, professional, or commercial use
• Used or pre-owned items
• Computer software

Important Claim Information and Timeframes

• You, the Cardholder, must notify the Benefit Administrator within 90 days of the product’s failure
• The Benefit Administrator will send you a claim form when you report your loss; you must submit a completed claim form and supporting documentation within 120 days of the product failure
• Once your claim has been verified, the item will be repaired or replaced at the Benefit Administrator’s discretion
• Only valid and reasonable repairs made at an authorized repair facility are covered

Benefit Overview

You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.

The following information is a summary only.  Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Provides reimbursement if you are dissatisfied with a personal item that you purchased and the merchant will not accept the return
• The item must be purchased with an eligible Chase card or with rewards earned on an eligible Chase card
• Coverage is in excess of any applicable store guarantees

Who’s Covered

• Cardholder

Coverage Amount

• Up to $500 for each eligible item, maximum $1,000 per year

What’s Covered

• Personal items in like-new/good working condition that have been purchased within 90 days, which you have attempted to return to the merchant

What’s Not Covered

This is not an exhaustive list. Examples include:

• Animals and living plants
• Automobiles, boats, aircrafts, trailers and any other motorized vehicles and their motors, equipment, or accessories
• Computer software or medical equipment
• Jewelry, art objects, collectible items, formal attire and accessories
• Damaged and non-working items
• Items purchased for resale, professional or commercial use, or outside the United States
• Tickets, travelers checks, gift cards and any other negotiable instruments
• Seasonal items and objects which are intended to become part of real estate such as garage doors and ceiling fans

Important Claim Information and Timeframes

• If the merchant won’t accept the return, you, the Cardholder, must notify the Benefit Administrator within 90 days of the date of purchase
• The Benefit Administrator will send you a claim form.  You must submit a completed claim form with supporting documentation within 30 days from the date you notified the Benefit Administrator
• If the claim is filed within 30 days of purchase, you may need to submit proof of the store’s return policy
• The item must be returned to the Benefit Administrator in like-new/good working condition

Benefit Overview

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

The following information is a summary only. Please see your Guide to Benefits for complete details.

Additional Benefit Information

• Can repair, replace or reimburse you for eligible items in the event of theft or damage when items are purchased with an eligible Chase card or with rewards earned on an eligible Chase card
• Coverage is in excess of any valid and collectible insurance such as homeowner’s insurance, or other forms of reimbursement

Who’s Covered

• Cardmember
• Recipients of gifts purchased by the Cardmember with an eligible Chase card

Coverage Amount/Period

• Up to a maximum of $10,000 per claim and up to $50,000 per account

What’s Covered

• Eligible personal property that has been damaged, stolen, or involuntary and accidental parting with property within 120 days from the date of purchase

What’s Not Covered

This is not an exhaustive list. Examples include:

• Items that mysteriously disappear with no evidence of a wrongful act
• Used or pre-owned items
• Antiques and collectible items
• Boats, automobiles, aircraft and any other motorized vehicles
• Computer Software
• Items purchased for resale, professional, or commercial use

Important Claim Information and Timeframes

• You, the Cardmember, must notify the Benefit Administrator within 90 days of the loss, damage, or theft
• The Benefit Administrator will send you a claim form when you report your loss; you must submit a completed claim form and supporting documentation within 120 days after the damage or theft
• If the item has been stolen, you must file a police report within 48 hours of the occurrence
• Your damaged item may be repaired, rebuilt or replaced or you may be reimbursed for the covered item at the discretion of the Benefit Administrator