亮点简述
- 无年费；
- 消费累积 UR， 价值高
- 季度 5X， 上限 $1500
发卡银行: Chase Bank
结算通道: Visa
卡片种类: 信用卡
年费: 🈚️
有境外手续费
累积的是 Chase UR (Ultimate Rewards), 积分使用灵活，在高端卡的加持下 可转航空里程， 积分价值高
开卡奖励
【2023.10.13 更新】开卡最高 $800
* 前三月消费 $500 得 $200
* 首年加油、买菜 5x， 上限$12000, 也就是额外 $600 返现
$200 + 0% APR 15 个月
前三个月 消费 $500
日常消费
5X：季度轮转消费类别 Cap $1500（2023Q4 paypal, wholesale clubs, select charities）
5X：通过 Chase Ultimate Rewards 旅行消费
3X：吃饭， 药店
1X：其他
福利 & 保险
- Lyft 消费返现
Earn 5% cash back on Lyft rides through March 31, 2025. That’s 3.5% cash back in addition to the 1.5% cash back you already earn.
- DoorDash 会员
Get a complimentary 3 months of DashPass, DoorDash’s membership that provides unlimited deliveries with $0 delivery fee and reduced service fees on eligible orders on DoorDash and Caviar. After that, you are automatically enrolled in DashPass at 50% off for the next 9 months. Activate by December 31, 2024
- instacard 会员
Get a complimentary 3 months of Instacart+ membership that provides unlimited deliveries with $0 delivery fee and reduced service fees on eligible orders. After the complimentary Instacart+ membership period ends, you will be automatically enrolled in an annual Instacart+ membership unless you cancel. Enroll by July 31, 2024. Once enrolled, cardmembers can also earn up to $10 in statement credits each quarter through July 31, 2024 when they make eligible Instacart purchases with their Chase Freedom Unlimited® card
- Trip Cancellation/Interruption Insurance
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations
- Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance
- Cell Phone Protection
Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.
- Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
- Extended Warranty Protection
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less
关键词：美国信用卡，美国大通信用卡，美国 Chase 信用卡，Chase Ultimate Rewards 全家桶
