【2025.06.12 更新】 史高开卡奖励 20 万分,需要 8.18 之前申请。推荐申请链接🔗,FinlyWealth 申请直达页面🔗
- 前三个月消费 $15,000 得 11 万分
- 前十二个月消费 $90,000 得 6 万分
- 第 15~17 个月消费一笔 得 3 万分

亮点
- 签账卡,大额消费较为方便
- 旅行相关福利、保险 非常齐全
- 开卡奖励高

发卡银行: Amex Canada
结算通道: Amex
种类:签账卡,商业卡
年费: $799; 商白副卡 $250, 金副卡 0 年费,最多 99 张
有境外消费手续费
消费返现形式是 Amex MR 积分, 价值价高
🇨🇦加拿大运通积分 Amex Membership Rewards 详解
开卡奖励
2025.08.18 之前申请, 20 万积分
日常消费
1.25x:所有消费
福利 & 保险
- $200 Annual Travel Credit 每持卡年
can only be redeemed at time of booking through American Express Travel Online at americanexpress.ca/travel or by calling Platinum Card Travel Service.
If you cancel your travel booking after redeeming the Annual Travel Credit, you will not be able to redeem it again in the same year.
- Business Platinum Dell Benefit,共 $200
上下半年各 $100
- Business Platinum Indeed Benefit, 共 $300
每个季度 $75
- $120 Annual Wireless Credit
每个月 $10 手机话费
- Instacard 福利
到 27 年底, 每个月 $10 statement credit
- $100 NEXUS Card Statement Credit
每四年
- Up to $240 in statement credits with Instacart
Must first register your Card to the offer and use the same Card to make qualifying purchase(s) each month from 06/01/2025 to 31/12/2027. Date format is DD/MM/YYYY. To be eligible for a $10 (CAD) statement credit, a qualifying purchase of at least $10 (CAD) in a single transaction, after taxes and applicable fees, must be charged to your registered Card
旅行相关福利
- 机场休息室福利
通过此商业白金卡可进入的休息室包括 Plaza Premium Lounges, Priority Pass, The Centurion Lounge, Delta Sky Club
- Fine Hotels + Resorts
通过 Amex 预定高端酒店, 有一些福利, 比如 免费双早、房间升级、酒店消费额度 $100(大概率可用来吃饭 SPA)、延迟退房
查找哪些高端酒店在 FHR 列表里,可通过官网 americanexpress.ca/travel 或者 americanexpress.ca/fhr
每张白金卡在酒店最多可订 3 间房, 享有同样待遇
- The Hotel Collection
同样是酒店福利,相较于 FHR 便宜一些, 订两晚及以上 有福利
- 希尔顿金卡会籍
希尔顿金 含免费双早,非常实用。
- 万豪金卡会籍
- 多伦多机场的权益, Benefits at Toronto Pearson International Airport
If you’re departing from Toronto Pearson International Airport, enjoy the benefits of Business Platinum before you even leave town with complimentary Valet Car Service at Terminal 1. Simply present your Business Platinum Card when you pick-up your car, and Toronto Pearson will waive the Valet fee.
In addition to complimentary Valet Service, when you use your Business Platinum Card to pay for parking at the Express Park in Terminal 1 and Daily Park in Terminals 1 & 3, you will receive 15% discount on parking rates as a statement credit after the charge has been posted to your account. For parking details visit torontopearson.com.
Once you’re inside the terminal, Get where you need to go with QR code access to the Priority Security Lane at Toronto Pearson Airport. Visit go.amex/yyz to receive a single-use QR code for you and each of your accompanying guests.
- Premium Airport Transfer Service
Enjoy complimentary airport transfers* when you book an eligible round-trip first class or business class flight, plus a minimum 1-night stay on the same itinerary. Bookings must be made through Platinum Card Travel Service with your Business Platinum Card.
The Premium Airport Transfer Service is available in major Canadian cities including Toronto, Vancouver, Calgary and Montreal, as well as many international destinations.
For the full list of locations, or to book an eligible flight, hotel, and airport transfer, call Platinum Card Travel Service at 1-888-721-1044.
*Service is limited to six (6) one-way transfers per calendar year. Receive up to four (4) one-way transfers per qualified round-trip flight and hotel booking within 50 kilometers to or from the airport.
- 租车福利
Hertz
Enjoy benefits such as vehicle upgrades and special discounts with Hertz Gold Plus Rewards Five Star Tier Membership.31The Hertz Gold Plus Rewards Five Star Tier membership benefits include:
- A one-class car upgrade (subject to availability)
- Discounts on standard rates
- Up to 4 hours grace period when returning the vehicle (0-4 hours, varies by rental location)
Enrollment is required.
Avis
Offers discounts on rentals in North America and internationally. When you’re ready to hit the road, get there faster with Avis Preferred – enjoy quicker reservations and skip the counter and go straight to your vehicle.
旅行相关保险
- Emergency Medical Insurance (Out of province/country)
Provides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under the age of 65.
- Trip Cancellation Insurance
When you fully charge your travel arrangements to your Business Platinum Card this coverage provides for the reimbursement of the non-refundable pre-paid travel arrangements, up to $1,500 per insured person to a maximum coverage up to $3,000 for all insured persons combined, when you cancel a trip for a covered reason.
- Trip Interruption Insurance
When you fully charge your travel arrangements to your Business Platinum Card this coverage provides for the non-refundable unused portion of your prepaid travel arrangements as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.
- Travel Emergency Assistance
AXA provides out-of-town emergency medical referrals and organizes medical visits at clinics, ERs or hospitals, according to the client’s condition. If necessary, AXA can also organize repatriation by commercial flight or evacuation by air ambulance. Legal referrals, and important travel-specific information (such as visa requirements or customs and inoculation regulations) as well as travel assistance services (pre-trip information, lost baggage assistance) are also available by telephone, 24 hours-a-day, 7 days-a-week. From anywhere in Canada/U.S. call 1-800-678-5523. Outside Canada/U.S. please call collect (514)-285-8165. Services are not insured: expenses are payable by the client.
- $500,000 Travel Accident Insurance
Up to $500,000 of Accidental Death and Dismemberment insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Business Platinum Card. Supplementary Card members, their spouses and dependent children under age 23 are also covered.
- Flight Delay Insurance
Charge your airline ticket to your Business Platinum Card, and receive up to $1,000 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
- Baggage Delay Insurance
Book a flight with your Business Platinum Card, and receive up to $1,000 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
- Lost or Stolen Baggage Insurance
When you fully charge your airline tickets to your Business Platinum Card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined.
- Hotel Burglary Insurance
Automatic coverage of up to $1,000 against the loss of most personal items (excluding cash) if your hotel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your Business Platinum Card.
- Car Rental Theft and Damage Insurance
Save money when travelling with the Car Rental Theft and Damage Insurance included on your Business Platinum Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your Business Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
购物相关保险
- Buyer’s Assurance® Protection Plan
This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your Business Platinum Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.
- Purchase Protection® Plan
Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you charge the full purchase price to your Business Platinum Card. You can be reimbursed for insured occurrences that are not covered by any other insurance.
- Mobile Device Insurance
When you fully charge or finance the purchase price of an eligible mobile device to your Card, you can be covered for up to $1,500 per insured person, in the event of theft, loss or accidental damage, anywhere in the world.
其他保险
- Employee Card Misuse Protection
Your Card may be covered for eligible unauthorized charges if you terminate the Supplementary Cardmember and cancel their Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Cardmember in case employees misuse their employee Card for unauthorized charges.