亮点
- 无年费,有基本的道路救援福利
- 积分等同返现,根据消费最高类别给高倍返现

发卡银行: CIBC
结算通道: Mastercard
卡片种类:信用卡
年费:0; 副卡年费 $0 (最多可添加3人)
消费累积的是 Adpta Points, 几乎等同于 cash:
- 兑换消费、账单的话 1500 points = $10, 相当于 0.67 cpp
- 兑换 CIBC 金融产品的话 1200 points = $10, 相当于 0.83 cpp
开卡奖励
6000 Adapta points:
- 首次消费 得 3000 积分
- 前四个月消费 $1000 得 3000 积分
申请门槛: 家庭年收入 $15,000
如果 个人年收入超过 5 万或者家庭年收入超过 8 万,则获得 CIBC Adapta World Mastercard 版本
日常消费
1.5x:每个账单的 top 3 类别
1x: 其他类别
消费类别包括:
- Grocery and drug stores
- Pet stores
- Dining and drinks
- Gas and EV
- Transit and parking
- Entertainment
- E-games and subscriptions
- Home improvement
- Electronics
- Clothing
- Health and beauty
- Hotels and motels
福利 & 保险
- 道路救援 Roadside assistance for primary cardholders
信用卡首次消费后,主卡持有者享有道路救援福利, 详细信息PDF🔗
Towing to the nearest repair facility within 5 kilometers, or up to maximum of 15 kilometers if no repair facility is located within the initial radius.
- 加油省一点 Save up to 10 cents per litre on gas
Get a discount every time you fill up at participating gas stations when you link your Adapta Mastercard with Journie Rewards