亮点
- 旅行保险齐全
- 机场休息室权益： 主卡 10 次，副卡 4 次
发卡银行：Scotiabank
结算通道：Amex
卡片种类： 信用卡
年费：$399; 副卡：$99
无境外手续费、货转费
此卡累积的是 Scene+ 积分, 这个积分 100 points = $1
开卡奖励
2024.10.31 之前申请，开卡奖励 6 万积分，合 $600
- 前三个月消费 $3000，得 50,000 积分
- 前十四个月消费 $10,000， 再得 10,000 积分
⚠️ 在过去两年，有任意 Scotia 个人信用卡，不论主卡、副卡，还是其他转卡，都拿不到开卡奖励； Scotia 银行员工也拿不到开卡奖励
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
最低信用额度 $10,000
日常消费
3%：Scene+ Travel 酒店、租车
2%： 所有消费
福利 & 保险
- Airport lounge access 机场休息室权益
主卡副卡送的 Priority Pass 会员，每 12 个月 主卡可以免费 10 次， 副卡可以免费 4 次
- Amex offers
像其他 amex 卡一样，也可以注册 amex offer 获得特定商家的消费返现
- Hertz #1 Club Gold Member
旅行相关
- Travel Emergency Medical Insurance
Coverage is provided for eligible persons under age 65 for up to 31 consecutive days and for eligible persons age 65 and older for up to 10 consecutive days.
- Trip Cancellation / Trip Interruption Insurance
Protect your travel investment with trip cancellation and trip interruption insurance at no extra cost when you charge at least 75% of your trip costs to your Card.
You, your spouse and your dependent children are eligible for up to $2,500 per person for travel expenses (maximum $10,000 per trip) for trip cancellation benefits and for up to $5,000 per person for travel expenses (maximum $25,000 per trip) for trip interruption when you charge at least 75% of such trip expenses to your Scotiabank American Express Platinum Card and are forced to cancel or interrupt your trip for medical or non-medical causes. Coverage provides reimbursement of non-refundable eligible trip costs and additional charges for ticketing changes.
- Flight Delay Insurance
Charge at least 75% of the full ticket cost to your Scotiabank American Express Platinum Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.
You may be reimbursed for eligible necessary and reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit of $1,000 per insured person on the same trip.
- Rental Car Collision Loss/Damage Insurance
Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.
You are automatically covered by Collision Loss/Damage Insurance when you rent a vehicle in your name, decline the agency’s collision damage waiver or loss damage waiver (or similar provision) and use your Scotiabank American Express Platinum Card to pay for the entire cost of the rental. If your rental car is damaged or stolen you are covered for the amount that you are liable to the Rental Agency up to the actual cash value of the vehicle. Note that the rental period cannot exceed 48 consecutive days and vehicles costing over $65,000 are not covered.
- Delayed and Lost Baggage Insurance
Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.
When you purchase common carrier tickets with your Scotiabank American Express Platinum Card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the value of the covered luggage or the actual replacement cost of the lost or stolen covered luggage, to a combined maximum of $1,000.
The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
- Travel Accident Insurance
Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.
You, your spouse and eligible dependent children will be automatically insured against accidental loss of life, or dismemberment – up to a maximum of $500,000 (to a maximum of $1,000,000 per occurrence). Coverage is in place while occupying a common carrier for which you have charged at least 75% of the ticket cost to your Scotiabank American Express Platinum Card, and which is licensed to carry passengers such as airplanes, cruise ships, trains or buses.
- Hotel/Motel Burglary Insurance
Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.
When you check into any hotel or motel in Canada or the U.S., and charge your stay to your Scotiabank American Express Platinum Card, you and your spouse and dependent children travelling with you will be eligible for coverage against theft of your covered personal property if your room is broken into. Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000.
购物相关
- Mobile device insurance
You may have Mobile Device Insurance for new cell phones, smartphones, or tablets purchased on or after July 1, 2022, when you charge the full cost of your new mobile device to your Card, or charge all of your wireless bill payments for such device to your Card when you fund such purchase through a plan.
You may be covered for up to $1,000 in the event your cell phone, smartphone, or tablet is lost, stolen, accidentally damaged, or experiences mechanical failure.
- Purchase Security & Extended Warranty Protection
Most items purchased with your Card are insured against theft, loss or damage for 120 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.
Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank American Express Platinum Card.
Coverage extends for the first 120 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.
When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to two years. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.
Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.
