亮点
- 年费高，但各种报销费用也多
- 旅行相关权益不错： 机票 5 倍积分，机场休息室，酒店会籍
发卡银行： Amex US
结算通道： Amex
种类：记账卡
年费： $695; 全血白金副卡 $195
无境外手续费
⚠️ 全血副卡可以享受一定权益：包括但不限于酒店会籍升金
此卡消费返利是 MR （membership rewards points），可转很多航空伙伴：使用灵活，积分价值较高
目前有两种不同的卡面设计，带有艺术气息
开卡奖励
官网是 80,000 MR， 也有人刷到更高奖励
- 前六个月消费$8000
日常消费
5x：通过航空公司官网 或者 Amex Travel 预定机票 (每年前 $500,000 消费)
5x：在 Amex Travel 预定预付酒店住宿
1x：其他
福利 & 保险
- $200 Hotel Credit
每年可报销在 amex travel 上预定的 FHR 或者 THC 酒店消费 $200
- $200 Airline Fee Credit
每年可报销 $200 在选定的航司
- $200 Uber Cash
每个月 $15， 十二月再多 $20； 可用在 uber 或者 uber eats。 ⚠️ Uber 账号在加拿大看不到这个 credit
- $100 Saks Credit
上下 半年各有 $50 credit 用在 saks.com 上
- Marriott Bonvoy Gold Elite Status
可链接自己的万豪账号获得万豪金卡
万豪酒店集团常旅客计划：万豪旅享家 Marriott Bonvoy
- Hilton Honors™ Gold Status
可链接自己的希尔顿账号获得希尔顿金卡； 早餐福利 很不错
- The Global Lounge Collection 机场休息室权益
满血白金副卡也有相同的不限次数的休息室权益， 包括： The Centurion Lounge, Priority Pass Select, Plaza Premium lounges, Escape Lounges, Delta Sky Club.
美版运通白金卡查找机场休息室的网页, Find lounges of American Express Global Lounge Collection Programs & Partners
- Fine Hotels + Resorts Program
运通自营的高端酒店预定通道，福利不错： 免费双早，$100 amenity (有的店可以用在餐馆)，推迟四点退房， 视情况而定的房间升级 和 中午入住
⚠️ 这些福利是 per stay, per room，所以一次定两个房间 都是享受这些福利，但至多三个房间。
- The Hotel Collection
运通自营的档次稍微低一些的酒店预定通道： 两晚起订， 有 $100 experience credit
- $240 Digital Entertainment Credit
每个月 $20 额度的订阅，包括 Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal
- $155 Walmart+ Credit
每个月报销至多 $12.95 的花费 在购买 walmart+ membership 上面
- $199 CLEAR Plus Credit
每日历年报销 $189 的 CLEAR Plus 会员费
- Global Dining Access by Resy
Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- Premium Events Collection
一些活动： americanexpress.com/entertainment
- Events With Amex
一些活动：americanexpress.com/experiences
- Amex Offers
- Fee Credit for Global Entry or TSA PreCheck
Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card
- Car Rental Privileges: Avis, Hertz, National
升级为租车公司高级会籍： Avis Preferred®, Hertz Gold Plus Rewards®, National Car Rental® Emerald Club
旅行相关保险
- Car Rental Loss and Damage Insurance
covered for Damage to or Theft of a Rental Vehicle in a Covered Territory； 需要使用白金卡全额支付
- Trip Delay Insurance
白金卡全额支付往返费用；晚点 6 个小时，报销 $500； 每 12 个月报最多两次
- Trip Cancellation and Interruption Insurance
白金卡全额支付往返费用；报销 $10,000 每次； 每 12 个月最多 $20,000
购物相关保险
- Cell Phone Protection
You can be reimbursed for your cost to repair or replace your damaged or stolen cell phone, including a cracked screen, for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim.
- Return Protection
With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase.
American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
- Purchase Protection
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date.
Up to $10,000 per occurrence, $50,000 per calendar year.
- Extended Warranty
Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty matches the Original Manufacturer’s Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.
Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
- ShopRunner
Get free 2-day shipping on eligible items at a growing network of 100+ online stores with ShopRunner. Enroll in complimentary membership as a benefit of your eligible Card. Enroll now at shoprunner.com/americanexpress
点评
695 的年费确实不低， 但如果能用好更项福利，好处远远大于年费
